Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS)
InsuranceTN GovtFree Treatment
Eligibility
- Tamil Nadu residents with annual family income below ₹1,20,000
- Name must be present in the family card (Ration Card)
Key Benefits
- Up to ₹5,00,000 coverage per family per year on a floater basis
- Cashless treatment at over 1,700 empanelled government and private hospitals
- Covers 1090 procedures, including major cancer surgeries, chemotherapy, and radiotherapy
Pradhan Mantri Jan Arogya Yojana (PMJAY)
InsuranceCentral GovtFree Treatment
Eligibility
- Families identified based on SECC 2011 data
- No cap on family size or age of members
Key Benefits
- ₹5,00,000 coverage per family per year for secondary and tertiary care
- Paperless and cashless access at any empanelled hospital across India
- Covers over 1,900 medical packages including oncology
Travel Allowance for Cancer Patients (TN Govt)
Travel SupportTN Govt
Eligibility
- Patients travelling over 50km for treatment at regional or government cancer centers
- Patient and one attendant are eligible
Key Benefits
- Reimbursement of travel expenses (bus/train fare) for treatment visits
Financial Aid from Tamil Nadu Chief Minister's Public Relief Fund
SubsidiesTN GovtSupport
Eligibility
- Economically weaker sections requiring high-cost treatment not fully covered by other schemes
Key Benefits
- One-time financial assistance based on the case's merit
- Aids in purchasing costly medicines or for specialized procedures
Navigating Your Options
Applying for schemes can feel complex. Here’s a simple guide to help you start.
General Application Steps
- Confirm Eligibility: Carefully check the requirements on each scheme card.
- Collect Documents: Gather all necessary proofs like Aadhaar, Ration Card, and income certificates.
- Visit an Enrollment Center: Go to a District Kiosk, Taluk office, or the designated hospital department.
- Submit & Get Receipt: Fill the forms, submit your documents, and always ask for an application receipt.
Frequently Asked Questions
Can I use multiple schemes?
Yes. You can often combine schemes. For instance, use CMCHIS for hospital bills and the Travel Allowance for transport. Check each scheme's rules.
What if I'm not from Tamil Nadu?
Central schemes like PMJAY are for all eligible Indians. State schemes (TN Govt) are typically for residents only.